Shop Till Ya Drop! Have You Shopped Around For Auto Insurance Lately?

When people hear the word shopping it usually brings a feeling of excitement.  But if you combine the word shopping with car insurance — as in “shopping for car insurance” — it produces the opposite effect. The thought of shopping for auto insurance – IS BORRRIIINNNNGGGG.

In fact, many people stick with the same insurer for decades.  But taking the time to shop around could save you hundreds of dollars a year — and who couldn’t use the extra cash these days?  There are two ways you can do it.  You can open up the yellow pages and call the various companies to get multiple quotes and spends hours on the phone or you can hop on the Internet to shop for insurance.  It saves time because you can get multiple quotes from a single Web site.   So what are you waiting for?   Are YOU ready to Shop around and Save yourself some CA$H!   I'll make it as simple as possible for you.  Sometimes It's as easy as entering in your Zip Code, and selecting a few options and your on your Way to Savings!!

When I was working in the office doing quotes there were so many times that I was able to save people money.  Whether they just had A milestone birthday like 25 or 30, getting married, driving a car that has depreciated over the last year or two, or I found some discounts that they were not aware of.  Sometimes it was just the timing, we had cheaper rates at the time they were shopping.  It’s not a bad thing to shop around.  You never know what’s out there until you Look.

Reasons to Shop Around

• Rates are Too High
• Bad Claim Experience
• Horrible Customer Service
• Hard to Reach
• Just Curious What’s out there
• Are there Discounts I’m missing
  

Your circumstances change all the time, and so will the way auto insurers view you. If you don’t compare rates every once in a while, you’ll never know if you could find cheaper auto insurance. According to many companies out there, drivers who compare rates and switch carriers will save money on their six-month policy.

Some Pro’s and Con’s to Online Shopping

There are many advantages to purchasing your auto insurance online or even just getting quotes online, here are a few:

• Convenient.
• No trained sales teams watching over your shoulder as you decide.
• You can get your desired car insurance offer with just clicks and a few minutes.
• No closing hours.
• Saves money on gas.
• Online prices are generally lower.
• You can readily compare prices from a number of sellers.
• You can shop at your own pace from the convenience of home or work.

There really are not many disadvantages to shopping on line that I could think of.  Here are a few I did come up with:

• No face-to-face contact.
• Depending on which company you choose, you may need to rely on phone calls, mail, or e mail for customer support needs.
• Low Introductory Rates, that may increase in 6 months.

As you may see, there are pros and cons for getting on-line auto insurance, as there are with many other products.   However the good news is you may shop for online auto insurance coverage and check out all that is obtainable without making a commitment till you realize it’s the appropriate avenue for you.   Plus, you can always checkout unfamiliar companies with the Better Business Bureau or you can visit your state’s department of insurance site to check out the consumer complaint ratios for the companies that interest you.

Doing quotes over the phone was something I did on a day to day basis.  Most of the people I talked to had went online and filled out a questionnaire or simply put in their zip code or email address to start the quote process.   We started many policies this way.  The customers seemed to like the fact that they could get multiple quotes from several different companies and then choose which they thought was best with out the pressure of the person quoting them.

I understand how you may feel if you have been with your company for a long time.  Many people have felt the same way that you have about possibly leaving a company you have been with for 20 years or more.  But, many have found that by shopping around for auto insurance they were able to save Time,  Money and even get better customer service that they thought they had!

So don’t wait any longer.  Your just one CLICK away!